Property and Casualty (P&C) Insurance Agents advise clients on insurance options to protect homes, cars, businesses, and other assets from loss or liability. Agents explain policy features, customize coverage, help with claims, and ensure compliance with state regulations. The role combines sales, client service, and regulatory knowledge.
In New Jersey, becoming a property and casualty insurance agent requires completion of pre-licensing education, passing the state exam, background checks, and applying for a license through the NIPR or state DFS website. Continuing education is required to maintain your license.